Limited-Time: 1% IRA Bonus

**This promotion has expired as of December 15, 2024 12:00AM ET**

At this time, this bonus is limited to select members. We hope to expand it in the future.

For a limited time, you can claim a 1% bonus on new deposits as well as full or partial transfers from another brokerage to your Composer IRA.

How it Works:

Make a new deposit or make a full or partial account transfer (see instructions below) to your Composer IRA.
Once complete, notify help@composer.trade to secure your 1% bonus.
Maintain your funds + bonus and Trading Pass for the next 12 months.

Key Details:

Offer starts on November 14th, 2024 and is valid until December 14th, 2024
Offer applies to all new deposits as well as full or partial account transfers made to your Composer IRA account(s) during this period.
Your bonus will be credited to your Composer taxable account within 2 weeks after this period.

Important: Terms of Bonus:

You must notify help@composer.trade that you would like to claim your bonus.
Your must maintain your qualifying funds + bonus in your Composer taxable account balance for 12 months. Early withdrawals that drop your account balance below this amount will result in the bonus being revoked.
You must maintain your Composer Trading Pass for 12 months. Canceling it will result in the bonus being revoked.

Frequently Asked Questions:

Who is eligible?

You are eligible for this offer if you received the email, have a taxable account with Composer, have a Roth or Traditional IRA account with Composer, and have an active Trading Pass.

How much can I claim?

For new deposits, you will receive a bonus of 1% of the funds you deposit to your Composer IRA accounts(s). For your full or partial transfers, you will receive a bonus of 1% of the assets you transfer to your Composer IRA account(s) from another brokerage. The bonus will be credited into your Composer taxable account within 2 weeks after the period. There is no cap on this bonus.

Can I keep the bonus if I withdraw money from my Composer IRA?

The bonus is yours to keep as long as you’ve held the qualifying funds and bonus in your Composer IRA account(s) for at least 12 months.

If you withdraw the qualifying funds from your Composer IRA account(s) less than 12 months after making the transfer, the bonus will be revoked

How do I transfer?

You can initiate a full or partial transfer directly in your account on the web by:

Go to your Profile in the top right
Select Accounts & Funding
Under Manage Accounts, select the arrow next to your IRA and then select Transfer your Brokerage Account.

Need help? Contact us at help@composer.trade. You can also rollover funds from 401(k) and 403(b) accounts with our external partner, Beagle - find the instructions to do so here. As an added bonus, we will cover account transfer fees (up to $125) your other brokerage may charge.

How do transfers work, and what assets can I transfer into a Composer IRA?

We accept transfers between identical account types – from a Traditional IRA at another brokerage to a Traditional IRA at Composer and from a Roth IRA at another brokerage to a Roth IRA at Composer.

You can make a full or partial transfer from your existing brokerage account.

You CAN transfer in any cash and whole shares of stocks and ETFs traded on the NYSE/NASDAQ. You can transfer the assets in-kind or liquidate them so they’ll enter your account as cash.

You CANNOT transfer mutual funds, CDs, options, or other alternative investments, so please be sure to liquidate these assets first if you make a full transfer

Who is the custodian of IRA accounts?

Apex is the custodian for your assets. Apex is a member of FINRA and an SEC-registered broker-dealer.

Do my accounts have SIPC coverage?

Composer Securities is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. SIPC does not protect against market losses.

Tax Implications:

The bonus may be considered taxable income. Please consult with a tax professional regarding the tax implications of this bonus.

Note: Composer reserves the right to modify or discontinue this program at anytime, but we'll always keep you informed about changes to your bonus eligibility.

For any questions or clarifications about this offer, please contact us at help@composer.trade.